Just a quick tip for fellow Pennsylvanians...be sure to check your homeowner's policy to see if there is a special "Hurrican Clause". If so, your deductible for claims resulting from a hurricane could change drastically. For example, if you have a $1000 deductible on homeowner's insurance claims, some policies read that if you are claiming damage due to a hurricane, your deductible will then be 2% or 2.5% of the insured value (the sales price). So, on a $250,000 home, the deductible would go from $1000 to $6250!