1. WHEN YOU HIRE A BUILDER YOU HIRE PEOPLE YOU DO NOT SEE

It is rare for a construction company that builds homes to do the entire job.  A builder may have some crews which are his employees but most of the work on your home may be in the hands of subcontractors.  The quality of your home depends on the sub-contractors your builder works with and how well he knows their standard of work.

 

YOU MAY WANT TO ASK:

Do you have sub-contractors you work with on a regular basis?

Can you provide a list of the sub-contractors you work with?

 

2. WHEN YOU HIRE A BUILDER YOU SHOULD KNOW WHAT MATERIALS WILL BE USED

Avoid surprises on the quality of your home by knowing ahead of time what materials will be used in the construction of your home.  Your builder should be willing and able to supply you with a specifications sheet of all materials that will be used.  Each material used will carry its own warranty, i.e. a roof can have a 15-30 year warranty depending on the brand.  Seeing actual samples is not an unreasonable expectation.  Details as small as door hinges are important to the finished product... avoid misunderstandings by knowing what to expect beforehand.

 

YOU MAY WANT TO ASK:

Can you provide a spec. sheet of the materials that will be used in my home?

Can we look at samples or see them in a model home?

 

3. YOU CAN HAVE TOTAL CONTROL OF YOUR SELECTIONS

A builder who is willing to work with “allowances” gives  you control of the contents of your home as well as control of the budget.  Some builders may give you a “package deal”.  You may be able to choose between 2 or 3 types of cabinets or light fixtures.  If you choose the least expensive fixture the builder can keep the extra profit.  Allowances set a price for the project, such as the kitchen cabinets.  You can use the type the builder supplies, at his quoted price, or choose what you want.  You have control of the budget and material at this point.  If you choose a fixture that is less than the “allowance: the difference is credited back to you, not the builder.  You may choose to spend less on the light fixtures so you can apply the difference toward upgrading the carpet.  Put your $$$$’s where you want them.  A good builder will give you allowances based on what you have told him you expect in your home.

 

YOU MAY WANT TO ASK:

Will we work on an allowance system or do you limit my choices to your choices?

What projects can we work on the allowance system?

 

4. EXPECT A COMPLETE LIST OF REFERENCES

Those who have been through the complete building process with your chosen builder can be a valuable source of information. 

 

YOU MAY WANT TO ASK:

Can you supply me a list of references I may call?

Is this list complete or have you left out someone you worked for?

 

5. SOME BUILDERS ARE FINISHED WHEN YOU SIGN ON THE DOTTED                LINE

Your builder should be involved in the entire process, design, planning and construction of your home.  This is separate from the material warranties.  A good builder will still be involved and accessible after moving day.

 

YOU MAY WANT TO ASK:

Will you share my vision of my home from ground breaking to completion?

What warranty and follow-up do you provide?

 

6. FINANCING OPTIONS THAT GIVE YOU CONTROL

A construction- perm loan gives you some control over when your $$$$”s are paid.  It will also reduce the final closing costs and you can lock in an interest rate.  You have to sign for each “draw”.  This indicates you agree the work done to this point is satisfactory.

 

YOU MAY WANT TO ASK:

Will you work with a construction-perm loan?

Do you have an established relationship with a financial institution which deals in construction-perm loans?

 

7. THERE WILL BE PROBLEMS

Your builder should have a warranty that is pro-active.  He should tell you there will be problems.  A house is a very detailed piece of work, thousands of pieces/dozens of workers.  There will be problems.  Your builder should have a plan in place to handle any problems.  He should see you several times during the warranty period to correct problems

 

YOU MAY WANT TO ASK:

What type of warranty do you provide?

What is the time period of the warranty?

For more information about working with national and private homebuilders, give us a call. Our team has experience in new home sales and private lot homebuilding! 215-576-8666